Competitive Mortgage Rates
Rates shown are for illustrative purposes based on a $600,000 loan amount with a 20% down payment in California. Your actual rate may vary.
TODAY'S RATES
PROGRAM
RATE
APR
POINTS
Non-QM
6.125%
6.349%
1.000
30 Year Fixed Jumbo
6.500%
6.730%
0.000
30 Year Fixed
5.625%
5.843%
0.000
15 Year Fixed
5.125%
5.336%
0.000
VA 30 Year Fixed
5.625%
5.843%
0.000
Rates are subject to change without notice. Rate/APR and terms may vary based on creditworthiness, loan amount, property type, and occupancy. NMLS #2817092. Mon-Fri 9AM-6PM PST.
What Affects Your Mortgage Rate?
Credit Score
Higher credit scores typically qualify for lower interest rates.
Down Payment
Larger down payments reduce lender risk and mortgage insurance.
Loan Type
Programs like FHA and VA often offer lower rates than conventional loans.
Loan Term
Shorter terms like 15-year loans typically carry lower rates than 30-year ones.
UNDERSTANDING YOUR RATE
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